Looking for the best credit card in the USA for 2021? With so many options available, it can be overwhelming to decide which one to choose. That’s where we come in! We’ve compiled a list of the top credit cards in the USA for 2021 to help you make an informed decision.
1. The Chase Sapphire Preferred Card
One of the most popular credit cards in the USA, the Chase Sapphire Preferred Card offers a generous sign-up bonus, flexible redemption options, and valuable travel benefits. With this card, you can earn 2 points per dollar on travel and dining purchases, making it a great choice for frequent flyers and foodies alike.
2. The American Express Gold Card
Another top contender on our list is the American Express Gold Card. This card offers lucrative rewards on dining and grocery purchases, as well as valuable travel perks such as airline fee credits and travel insurance. If you’re a food lover or frequent traveler, this card is definitely worth considering.
3. The Citi Double Cash Card
For those who prefer simplicity and cash back rewards, the Citi Double Cash Card is an excellent choice. With this card, you can earn 1% cash back on all purchases, plus an additional 1% cash back when you pay off your balance. This straightforward earning structure makes it a favorite among budget-conscious consumers.
4. The Capital One Venture Rewards Credit Card
If you’re looking for a credit card with flexible travel rewards, the Capital One Venture Rewards Credit Card is a solid option. With this card, you can earn 2 miles per dollar on all purchases, and redeem your miles for a wide range of travel expenses. Plus, the card offers a generous sign-up bonus and no foreign transaction fees, making it a great choice for international travelers.
5. The Discover it Cash Back Card
Last but not least, the Discover it Cash Back Card rounds out our list of the top credit cards in the USA for 2021. This card offers rotating quarterly bonus categories, where you can earn 5% cash back on up to $1,500 in purchases. Plus, Discover matches all the cash back you earn in your first year, making it a lucrative option for savvy shoppers.
In conclusion, there are plenty of great credit card options available in the USA for 2021. Whether you’re looking for travel rewards, cash back, or a simple earning structure, there’s a card out there that’s perfect for you. Take the time to compare your options and choose the one that best fits your spending habits and financial goals. By doing so, you can make the most of your credit card and maximize your rewards in the year ahead.
